Spamdex - Spam Archive

Report spam

Send in your spam and get the offenders listed

Create a rule in outlook or simply forward the spam you receive to

Also in

BHS enforcement action, new scheme return checklists and our blog on whistleblowing

View this email in your web browser

BHS: TPR launches enforcement action

Following a complex investigation, we’ve formally started enforcement action to seek redress on behalf of the BHS pension schemes.

We’ve sent ‘Warning Notices’ - statements of our case – to Sir Philip Green, Taveta Investments Limited, Taveta Investments (No. 2) Limited, Dominic Chappell and Retail Acquisitions Limited.

Maser trusts video
Each notice sets out the arguments and evidence stating why we think they should be liable to support the BHS pension schemes. This follows the sale of the business in March 2015 and its subsequent insolvency.

You can read more in our press release.

Helping DB schemes complete their scheme return

Defined benefit (DB) and hybrid schemes will soon be receiving this year's scheme return to complete. 

This year's return contains some new and updated questions, including whether the scheme is an executive pension scheme, transfers of member benefits, requesting the scheme’s Experian unique identifier and questions about the types of trustees appointed to the scheme.

If a DB scheme also has a money purchase element, there are also some additional questions in relation to these members on charge controls and whether the chair’s annual statement has been prepared and signed.

To help them do this, we have FAQs, checklists, and examples of the new questions on our website

New DB landscape report

We published a new report on all DB schemes registered with us – including schemes that also provide money purchase benefits and those not eligible for Pension Protection Fund compensation.

The report shows that:

  • There are 1.65m active DB memberships and 6,207 schemes.
  • 61% occupational scheme members have DB benefits.
  • 45% of schemes are closed to new members but existing members continue to accrue benefits.
  • 35% of schemes are closed to future accruals.
  • 15% remain open to new members.

You can see the full report on our website.

Updated whistleblowing service

If you have concerns about your pension scheme, or you think an employer, trustee or scheme manager is not complying with the law, then report it to us.

It’s now easier than ever to do this – we’ve improved our web forms, used clearer language and generally made the reporting experience simpler. It’s easier to find what you’re looking for and we’ve published new guidelines on the information you can send to us.

TPR Blog
We have many horizon-scanning and intelligence channels that feed into TPR, and whistleblowing is one of them – we receive an average of 240 reports a month. Whilst we’re experienced at investigating complex issues and navigating through huge amounts of information, whistleblowing can often give us further evidence about employers or organisations, which can help us form a case and challenge the issue.

Find out more on our blog.
Reaction to the Autumn Statement

We welcomed the government's announcement in the Autumn Statement that a formal consultation will commence on proposed measures to tackle pension scams. 

We continue to work with government and industry to protect members against scams, and we encourage people to take part in the forthcoming discussions.

No excuses – don’t ignore the workplace pension

Our latest compliance and enforcement report shows that the number of small and micro employers receiving fines has risen after tribunal judges rejected what the employers claimed were ‘reasonable excuses’. Being ill or short-staffed isn’t a good enough excuse for failing to comply with your automatic enrolment (AE) duties on time. 

As with any other business activity, if you’re too unwell to complete your AE duties, you’ll need to find someone else who can. Automatic enrolment is ultimately your legal responsibility, so whether it’s due to pension provider failings or illness, a judge won’t consider an excuse to be ‘reasonable’ if there’s something you or someone else could have done to remedy the situation in time.

We recognise that employers have unique circumstances and challenges, so if you’re struggling, please contact us - we’re here to help.
How to assess staff with varying hours and pay

When your staff’s hours and pay varies, it can affect when they must be put into a pension scheme and how much you both pay in. The contributions you and your member of staff make to the scheme will rise and fall in relation to the amount they earn. Below a certain amount you may not need to pay any contributions at all.

Watch our new animation, which explains how to assess your staff whose pay and hours fluctuate, and find out what you need to do by using the new online tool


The Pensions Regulator
Napier House
Brighton, BN1 4DW


Read how we use cookies to monitor and improve our online services.


If you no longer wish to keep up-to-date with our latest news, you can unsubscribe here.


© Copyright 2016 The Pensions Regulator



All titles, content, publisher names, trademarks, artwork, and associated imagery are trademarks and/or copyright material of their respective owners. All rights reserved. The Spam Archive website contains material for general information purposes only. It has been written for the purpose of providing information and historical reference containing in the main instances of business or commercial spam.

Many of the messages in Spamdex's archive contain forged headers in one form or another. The fact that an email claims to have come from one email address or another does not mean it actually originated at that address! Please use spamdex responsibly.

Yes YOU! Get INVOLVED - Send in your spam and report offenders

Create a rule in outlook or simply forward the junk email you receive to | See contributors

Google + Spam 2010- 2017 Spamdex - The Spam Archive for the internet. unsolicited electric messages (spam) archived for posterity. Link to us and help promote Spamdex as a means of forcing Spammers to re-think the amount of spam they send us.

The Spam Archive - Chronicling spam emails into readable web records index for all time

Please contact us with any comments or questions at Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Thanks to Benedict Sykes for assisting with tech problems and Google Indexing, ta Ben.

Our inspiration is the "Internet Archive" USA. "Libraries exist to preserve society's cultural artefacts and to provide access to them. If libraries are to continue to foster education and scholarship in this era of digital technology, it's essential for them to extend those functions into the digital world." This is our library of unsolicited emails from around the world. See Spamdex is in no way associated though. Supporters and members of Helping rid the internet of spam, one email at a time. Working with Inernet Aware to improve user knowlegde on keeping safe online. Many thanks to all our supporters including Vanilla Circus for providing SEO advice and other content syndication help | Link to us | Terms | Privacy | Cookies | Complaints | Copyright | Spam emails / ICO | Spam images | Sitemap | All hosting and cloud migration by Cloudworks.

Important: Users take note, this is Spamdex - The Spam Archive for the internet. Some of the pages indexed could contain offensive language or contain fraudulent offers. If an offer looks too good to be true it probably is! Please tread, carefully, all of the links should be fine. Clicking I agree means you agree to our terms and conditions. We cannot be held responsible etc etc.

The Spam Archive - Chronicling spam emails into readable web records

The Glass House | London | SW19 8AE |
Spamdex is a digital archive of unsolicited electronic mail 4.9 out of 5 based on reviews
Spamdex - The Spam Archive Located in London, SW19 8AE. Phone: 08000 0514541.