Don’t let your clients
ignore the workplace pension
Being ill or short-staffed isn’t a good enough excuse for your clients failing to comply with their legal duties on time.
Our latest compliance and enforcement report shows that the number of small and micro employers receiving fines has risen after tribunal judges rejected what the employers claimed were ‘reasonable excuses’.
As with any other business activity, if an employer is too unwell to complete their AE duties, they’ll need to find someone else who can. Automatic enrolment is ultimately the employer’s legal responsibility, so whether it’s due to pension provider failings or illness, a judge won’t consider an excuse to be ‘reasonable’ if there’s something they or someone else could have done to remedy the situation in time.
We recognise that employers have unique circumstances and challenges, so if your clients are struggling they should contact us - we’re here to help.
Stat of the month: 6000
We’re sending out over 6,000 letters to employers whose declaration of compliance deadline is 31 December.
If your client is shutting over Christmas, make sure they’ve given you all the documentation you need, and that you or they complete the declaration in time.
New – re-enrolment info for advisers plus LinkedIn Q&A
We’ve added more re-enrolment guidance to our website, including information on who needs to be put back into a scheme, and by when, in response to feedback you’ve given us at our adviser events and webinars.
You can ask us about re-enrolment at our adviser LinkedIn Q&A on 6 December from 10-11am. To take part, just register to join our LinkedIn group before the Q&A and post a question in the same way as you would start a discussion.
New info for employers on assessing staff with varying hours and pay
The amount an employer needs to contribute to their staff’s pension will vary according to how much they earn. Below a certain amount they may not need to pay any contributions at all.
There’s a new animation and assessment tool available on our website to help employers who have staff with a variety of working patterns. Watch it to make sure you and your clients know what to do.
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